Cigna Dentist – Oak Cliff, Dallas, TX
Learn More About Your Cigna Dental Benefits
Cigna dental insurance can be an invaluable asset for your oral health! Its emphasis on preventive care can keep your smile looking and feeling its best, and it can serve as a financial safety net for those times when your teeth might need some restorative TLC. At Hampton Dental, Dr. Peramala is proud to be an in-network provider for Cigna. Our team is ready to help you understand your coverage and get as much value out of it as possible.
What Does It Mean to Be a Cigna Dentist in Oak Cliff?
An in-network “Cigna dentist near me” is one who has pre-negotiated the rates for certain dental services with Cigna and has signed a contract to lock in those rates. This arrangement not only helps to control costs for Cigna, but it also keeps patients’ out of pocket spending to a minimum. Plus, since we are so accustomed to working with Cigna, we are experts on how their policies work. We are thus in the best position to help you maximize your benefits and make informed decisions about how you use your insurance.
What Services Does Cigna Cover?
Cigna offers both DHMO and PPO plans. PPO plans are popular because they have a simple structure and allow you to visit any dentist and still use your benefits. To learn exactly how your policy works, you can use Cigna’s online portal. You can also give us your insurance information, and we will help you figure out how your benefits apply to specific services.
In the meantime, here is a basic overview of how your policy might work:
- Preventive care is 100% covered. This means you can attend routine cleanings and checkups for nothing out of pocket.
- Restorative care is 50 – 80% covered. Minor restorative services, such as fillings and simple extractions, are covered at a greater rate than major restorative treatments, such as crowns. In most cases, patients must go through a waiting period before they can use their Cigna plan for restorative care.
- Elective procedures are not covered. If you are interested in cosmetic dentistry or any form of treatment that is not necessary for your oral health, our team will be happy to help you explore payment options outside of insurance.
Cigna Employers in Dallas
In addition to selling dental insurance to individuals, Cigna also offers group coverage through employers. One of the primary employers in our area that works with Cigna is the City of Dallas. We welcome city employees into our practice! We’ll verify your coverage before your appointment so we can familiarize ourselves with your policy. Then, we will get to work on helping you use your benefits in a way that maximizes both your savings and your oral health. Additionally, since we are in-network with Cigna, you won’t have to worry about paying for your services upfront and then waiting for reimbursement. You’ll be able to use your benefits right away.